Income Tax Calculator for FY 2025-26: New Slabs, Rules & Instant Tax Calculation

The Indian government has updated the income tax slabs and rules for the financial year 2025-26. The new regime offers a higher standard deduction, increased rebate, and revised slab rates. Taxpayers can choose between the old and new regimes for maximum benefit. This guide explains the new and old slabs, how to use the calculator, and answers common questions.

New Regime Slabs (FY 2025-26)

• ₹0 to ₹4,00,000: 0%
• ₹4,00,001 to ₹8,00,000: 5%
• ₹8,00,001 to ₹12,00,000: 10%
• ₹12,00,001 to ₹16,00,000: 15%
• ₹16,00,001 to ₹20,00,000: 20%
• ₹20,00,001 to ₹24,00,000: 25%
• Above ₹24,00,000: 30%

• Standard Deduction: ₹75,000
• Rebate u/s 87A: ₹60,000 for taxable income up to ₹12,00,000
• Surcharge: 10% for income > ₹50 lakh up to ₹1 crore; 15% for income > ₹1 crore up to ₹2 crore; 25% for income > ₹2 crore
• Health & Education Cess: 4% on (tax + surcharge)

Old Regime Slabs (FY 2025-26)

• ₹0 to ₹2,50,000: 0%
• ₹2,50,001 to ₹5,00,000: 5%
• ₹5,00,001 to ₹10,00,000: 20%
• Above ₹10,00,000: 30%

• Standard Deduction: ₹50,000
• Rebate u/s 87A: ₹12,500 for taxable income up to ₹5,00,000
• Surcharge: 10% for income > ₹50 lakh up to ₹1 crore; 15% for income > ₹1 crore up to ₹2 crore; 25% for income > ₹2 crore up to ₹5 crore; 37% for income > ₹5 crore
• Health & Education Cess: 4% on (tax + surcharge)

How to Use the Income Tax Calculator

1. Gather your income and deduction details (salary, rent, investments, etc.).
2. Go to the Income Tax Calculator for FY 2025-26.
3. Enter your details. The calculator will auto-calculate total income, deductions, and show your tax under both regimes with charts.
4. Compare results and choose the best regime for you.

Benefits of Using Our Calculator

• Instant calculation for both regimes
• Visual charts for easy comparison
• No login or signup required
• Mobile-friendly and private
• Always up-to-date with latest slabs and rules

FAQs

• Which regime is better for me? The calculator shows a recommendation based on your data, but you should review the details for your situation.
• Is my data saved? No, all calculations are done in your browser for privacy.
• Are the slabs and rules updated? Yes, the calculator uses FY 2025-26 slabs and rules as per the latest finance bill.
• Can I switch between old and new regime? Yes, salaried taxpayers can choose each year before filing returns.