FIRE Calculator

Select Your FIRE Goal

FIRE Type:

Current Age:

Current Savings/Investments (₹):

Annual Income (₹):

Annual Expenses (₹):

Savings Rate (%):

Expected Investment Return (% per annum):

Expected Inflation Rate (% per annum):

Safe Withdrawal Rate (%):

Effective Tax Rate in Retirement (%):

Expense Reduction Potential:

0% 25% 50%

Reduce expenses by 0%

Income Increase Potential:

0% 50% 100%

Increase income by 0%

Part-Time Work in Retirement:

0% 25% 50%

Part-time income: 0% of current

FIRE Number:	₹0
Years to FIRE:	0 years
FIRE Age:	0
Monthly Income in Retirement:	₹0

Success Probability:	0%
Median Portfolio Value at Age 90:	₹0
10th Percentile Outcome:	₹0
90th Percentile Outcome:	₹0

Enter your financial details and click "Calculate FIRE Path" to see a personalized strategy.

FIRE is a financial movement focused on extreme savings and investment to enable early retirement. The core principles include:

Savings Rate: The percentage of your income you save determines how quickly you can reach financial independence.
FIRE Number: The amount of investments needed to generate enough passive income to cover your expenses.
Safe Withdrawal Rate: The percentage of your portfolio you can withdraw annually without depleting it (typically 4%).
FIRE Types:
- Traditional FIRE: 25x annual expenses invested
- Lean FIRE: Minimalist lifestyle with lower expenses
- Fat FIRE: More luxurious lifestyle requiring more savings
- Coast FIRE: Enough invested that it will grow to your FIRE number without additional contributions
- Barista FIRE: Part-time work to cover some expenses and possibly health insurance

This calculator helps you determine your path to financial independence based on your current financial situation and future assumptions.