Current PPF interest rate is 7.1% (as of May 2025)
Minimum lock-in period is 15 years
Results
Total Investment:₹0
Total Interest Earned:₹0
Maturity Amount:₹0
Wealth Gain Ratio:1.73
Year-wise PPF Balance
Year
Opening Balance (₹)
Investment (₹)
Interest Earned (₹)
Closing Balance (₹)
About Public Provident Fund (PPF)
The Public Provident Fund (PPF) is a popular long-term investment scheme in India backed by the Government of India. It offers an attractive interest rate and tax benefits under Section 80C of the Income Tax Act.
Key Features of PPF
Lock-in Period: 15 years (can be extended in blocks of 5 years)
Investment Limit: Minimum ₹500 and maximum ₹1,50,000 per financial year
Interest Rate: Set by the government quarterly (currently 7.1%)
Tax Benefits: Investment qualifies for tax deduction under Section 80C, interest earned is tax-free, and maturity amount is also tax-free (EEE status)
Partial Withdrawal: Allowed from the 7th financial year
Loan Facility: Available from 3rd to 6th financial year
Interest Calculation
Interest is calculated on the lowest balance between the 5th day and the last day of each month. It is compounded annually and credited at the end of each financial year (March 31st).